What the terms cover today
These terms explain what you accept when you open an account, use the site, or send a request tied to that account. We may update the wording when law changes, when a security step changes, or when a clause needs clearer language; the latest published version
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applies when you keep using the account. Access depends on local law and is available where local law permits, so a clause may apply in one place and not in another. If we need to check identity, payment ownership, or a mismatch in account details, we
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can pause access until the record is sorted. Please read this page together with your account records, because it sets the standard for content use, disputes, and changes to your details. If a payment record needs checking, we match it against UPI, Paytm, or PhonePe details
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on file.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.